Household Income

Household Income

Family Income

  • Through the 1990s, until the dot-com bust in 2001-2002, family income grew at a fast pace. Since 2002, Median Family Income (MFI) has remained relatively flat as our regional economy stabilized.
  • Mean Family Income is the average income earned by all families. The mean income is usually more affected by the relatively unequal distribution of income which tilts toward the top. The gap has decreased since 2009, likely as a result of the latest recession.

Family Income

Gap Between Income and Economic Growth

  • After adjusting for inflation, MFI for the Central Texas region has decreased since 2002, while real Gross Domestic Product (GDP) per capita has increased (indexed for comparison).
  • While the economy is ‘growing,’ the benefits of this growth haven’t been proportionately realized by families in Central Texas.
Gap Between Income and Economic Growth

*Note: Regional GDP is most recent data available.


  • Average wages continue to grow steadily throughout the region.
  • Travis County wages are growing at a faster rate than surrounding counties.
  • The dot-com boom and bust dramatically affected average wages in Williamson County.


Relative Wages

  • Wages in Travis County are consistently above U.S. average wages.
  • In recent years, wages in Williamson County have fallen below the U.S. average.
  • Wages in Bastrop, Burnet, Caldwell and Hays counties are lower than the U.S. average, a general trend in Texas non-urban counties.

Relative Wages

Income by Urbanicity

  • Approximately 40% of respondents from suburban settings reported incomes greater than $85,000, compared to about 20% of respondents living in urban or rural locations.

Income By Urbanicity


Family income growth remains flat, although average wages are steadily increasing. The recession has affected income growth dramatically in a few corners of Central Texas.


Central Texas is an area where workers are able to earn enough income to support their families.


Median Family Income (MFI) is important not only as a gauge of internal regional economic health, but also because many federal and state programs related to affordable housing, child care support, health care, and public education are indexed to the MFI.

MFI is calculated by the U.S. Department of Housing and Urban Development for a region and is not sensitive to income distribution within a region.


Low Income Families

Children Eligible for Free or Reduced Lunch


Limits for both family and household income are established by metropolitan statistical area (MSA), regardless of city or county variations within the MSA. Poverty thresholds are set for the nation as a whole.

U.S. Census Bureau

U.S. Bureau of Economic Analysis

U.S. Bureau of Labor Statistics

U.S. Dept. of Housing and Urban Devt.

CTSIP Community Survey